Buying Real Estate Selling

Deep in the heart of Texas, in the middle of the Hill Country, is the quaint little German community of Fredericksburg. With a population of just under 10,000, this town is one of the most visited in the Hill Country. With beautiful rolling hills, blooming flowers, antiques and bed and breakfasts, it is no wonder [...]

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Smart IDX Pro (formerly called Smart VOW and Smart CCC) is the premier property search tool for visitors and the most powerful back-office and marketing tool for the agent. Currently in it’s seventh year of development and unlike other IDX back office solutions, Smart IDX Pro is a mature, tried and tested web-based productivity tool, [...]

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Most homeowners do not save money for major improvements and required maintenance, and these homeowners often take out home equity lines of credit as a method of mortgage equity withdrawal to fund home improvement projects. The logic here is that renovations improve the property so an increase in property value offsets the additional debt. This [...]

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Mortgage Equity Withdrawal or MEW is the process of obtaining cash through refinancing residential real estate using the accumulated equity as collateral for the loan. This is a cultural pathology because it is not sustainable. Many people became addicted to using their houses as an ATM machine, and when prices fell, these people lost their [...]

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In recent times many people have been treating real estate, including their personal residence like a business. Many homeowners and house investors had visions of becoming rich from their real estate. It also seems everyone thought they were an expert. Many real estate investors were looking like gambling addicts who thought they could make up [...]

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World class athletes are something to be admired and revered. Think of the Olympic Games and how people sit enthralled, watching their fellow human beings commit extraordinary feats of athleticism. The truth is, most anyone could become such a competitor, but it takes extreme focus, commitment, dedication and a refusal to quit. The same attributes [...]

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All market pricing is a function of supply and demand. One of the reasons many house price bubbles get started is due to a temporary shortage of housing units. This is a particular problem in California because the entitlement process is slow and cumbersome. Supply shortages can become acute, and prices can rise very quickly. [...]

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House prices historically have outpaced inflation by 0.7% nationally. In a normal market, this is the only appreciation homeowners obtain. This appreciation is caused by wage inflation translating into higher housing payments and the ability of borrowers to obtain larger loan amounts to bid up prices. In some areas where wage growth has outpaced the [...]

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Consumer confidence may be rebounding a bit with the inauguration of Obama, and the impending conviction of governor Blagojevich. Hope on the national front that Obama’s recovery plan will work, and new leadership in Illinois raises optimism. Consumer confidence is key to any rebound in the housing market, however the factors are numerous that affect [...]

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Are you leveraging the real estate pricing drop for your own financial advantage? The current recession coupled with the rapidly rising quantity of foreclosures has presented real estate investors with a real financial opportunity. For those investors who capitalize on reduced pricing by building a real estate portfolio, financial gains are available to generate. However, [...]

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